Many seafarers have the fear of lending companies taking their allotment ATM when they apply for loan. This is why we are making it clear to all that the No ATM Seaman Loan may be availed from different lending company providers all over the country and you have the option to apply for this type of unsecured credit from your local loan agent or broker. Just remember though, don’t be a walk in applicant. Read the reason why here. I am a professional and duly accredited loan broker and I know it when a seafarer needs to apply for this loan or not or if he or she will qualify or not. To skip all the hassle in asking and don’t know where to go in the first place, SeamanLoans.Com has written this article to help sailors understand more about personal loan for seaman that does not take their allotment ATM as part of the collateral to qualify for a loan. A separate issue on the use of PDC or post-dated check via applying for a checking account with an affiliated bank is another but we will explain them both in a manner that is easy to understand for all parties.
In the meantime, for those of you who want to talk with us directly, you may use our contact details below.
Home office phone: 542 7015 / 775 6277 / 366 3645
Sun Cellular No 0932 872 5532
Smart Cellular No 0939 9269335
Globe No 0917 5019245
Email application form at email@example.com / firstname.lastname@example.org
How to Qualify for No ATM Seaman Loan
In order to know if you can qualify to apply for our non appearance no ATM seaman loan offer with low interest rate, you have to first undergo a short 2-3 minute pre-qualification interview. Afterwards, you have to make sure to submit only the right, complete and sufficient requirements as allowed by our lending company providers. So below are some of the pointers in order to qualify to apply for this unsecured non collateral personal loan for seafarers.
- During pre-qualification interview, you must be positive that you already have a new POEA validated contract and OEC.
- You must also be on a definite and exact departure date which is allowable at 15 days before departure time when applying for the no ATM seaman loan. Otherwise, your crewing manager or fleet manager must be able to disclose that you are on a departure schedule of 15 days before the release of your loan proceeds.
- You must already have the complete set of requirements which you can view here.
What Non Appearance Seaman Loan Means
Non appearance seaman loan means that you may apply without the need to literally and personally fall in line and wait the whole day. All you have to do is to make sure that you are positive in all status as stated above. We will process your no ATM seaman loan in no time without you needing to report or come over to the lending company. That is of course provided that you are available for a phone interview as well as your coborrower or allottee or spouse. Please do note that non-appearance seaman loan means that during the whole process of up to loan approval only that you do not need to come over. When it comes to prior loan release where you will need to apply for a checking account, you will have to come over to personally apply via our provider affiliated banks. This has to be done personally due to case-sensitive matters such as signature and original ID submission before a checking account application may be approved. Furthermore, you need to be there to personally sign the loan contract and for the final interview before the material loan will be handed over to the principal borrower which in this case is you, the seaman or seawoman.
Interested applicants may contact us directly using the disclosed contact numbers above or you may directly fill up our No ATM seaman loan online application form which you can find here.
You may also get a downloadable copy of the form by clicking here.
Seafarers looking to apply for fast loan approval 100K and below credit using our no ATM seaman loan offer do not need to apply of have their own checking account. We now allow no PDC loan payment via Cebuana Lhuilier, Wester Union Money Transfer and other modes of payment soon.